He calls the victim and pretends to be from the security and fraud department of the card issuer, gives a phony badge number and demonstrates that he knows the customer's account information.

FORBES: Beware ATM Fraud

Many employees browse and purchase items through mobile devices, increasing the risk with of mobile security threats and fraud.

FORBES: The Grinch Goes Digital: Why Cyber Monday Is Hacker Heaven

The UK's border force said this was partly down to improved security measures and fraud checks.

BBC: Fewer fake passports being found by UK's border force