Those with credit problems will be less likely to get unsecured cards, and have to turn to secured cards, which require a deposit.

那些有信贷问题的持有者将不太可能获得无担保的卡，需要转入担保卡并且缴纳押金。

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Secured cards generally have low credit limits of a few hundred dollars.

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Unlike instant approval credit cards, secured credit cards require additional scrutiny by loan officers and can take up to four weeks for approval.

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Secured credit cards are easier to get than traditional cards because they have collateral.

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