The next post/chapter is about cyclical trends, which are very different from secular trends. But confusing them is easy to do.

我们下一章将讨论周期性趋势，和长期趋势截然不同，但是两者很容易混淆。

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So there are a lot of secular trends that were really interesting in insurance.

因此，在保险领域有很多非常有意思的长期趋势。

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There are, however, two secular trends that underpin the growth in the industry.

然而，有两项长期因素支撑着这行业的增长。

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Secular trends clearly dictate the prudence of including non-U.S.-centric investments, both stocks and bonds, in a well-diversified portfolio.

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"The tightening of credit stems from secular trends, not cyclical ones, " says Molner.

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Steinmetz outlines the prospects for a variety of asset classes, but its secular trends that one must look into, he says.

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