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By year-end all federal banking agencies will require online banks to ask for two forms of identification to access an account, like a thumbprint or a secret question.
FORBES: Magazine Article
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But Passport, which stores personal information on Microsoft's servers, still lets customers use wildly insecure passwords like "password, " and lets anyone who knows your zip code take several cracks at guessing the personal "secret question" that resets the password.
FORBES: Can You Trust Your Computer?
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Organisers say 20, 000 students will be eligible to take part in the secret ballot, which will use the question proposed by the Scottish government.
BBC: Glasgow University