Yes. Do you want to open a savings or checking account?

你好，我想问一下怎么开通网上银行？

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The cheapest way to get them is by using your card's debit function, which takes the money directly from your savings or checking account, although a transaction fee may be charged.

最便宜的方法是直接从你的现金或者储蓄账户取钱，虽然会收取一定的手续费。

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Banks have historically covered bad checks for valued clients, who were invited to opt in to overdraft protection or to link their checking accounts to savings accounts or to lines of credit.

银行历来视空头支票为价值客户，他们获邀加入透支保护方案，或者将支票帐户与存款帐户或信用额度相关联。

youdao

If you go to a savings bank, or a savings and loan, or a commercial bank and you say, I want to open up a checking account--that's a deposit; or, I want to open up a saving account--that's a deposit.

如果你去一个储蓄银行或者商业银行，去储蓄或者贷款，你说，我想开个支票账户，这就是储蓄;,或者说我先开个存款账户，这就是储蓄。

耶鲁公开课 - 金融市场课程节选

Be aware that taking money out of a retirement account or selling securities at a sizable taxable gain rather than pulling cash from a certificate of deposit, money-market fund, savings or checking account could result in higher taxes on Social Security benefits if it bumps income above a certain threshold.

WSJ: How to Make Your Retirement Savings Last

Second, a weaker dollar erases the value of savings, especially dollars held in savings deposits or checking accounts.

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And you have to check off the appropriate box on the IRS form indicating whether the money is going into a checking or savings account.

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