In its report last week, China's central bank attributed the first month-on-month fall in savings since 2001 to a flow of funds into stocks instead of bank accounts.

中国央行在上周的报告中称，自2001年以来首次出现月度储蓄存款下降的原因是，储蓄存款一部分被分流到了股市。

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Bank account funds refer to an amount of money-capital on the savings accounts opened by individuals, legal persons and social organizations.

银行帐户资金是指公民、法人、社会团体在银行存款帐户上的一定数量的货币资金。

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Policymakers were worried aggressive moves to prop up US banks may have undermined money funds, which compete with bank savings accounts.

人们担忧，抉择妄想者用以支撑银行的激进行为会破损这种与银行储蓄账户竞争的基金。

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But more people appear to be warming up to stocks, in many cases likely by diverting money they had been sending to money-market funds and bank savings accounts.

WSJ: Note to Investors: Avoid the Mistakes of 2008

Should people keep their emergency funds in a bank savings account or CD instead?

NPR: How to Weather a Rocky Economy

True, Americans are less likely these days to keep their savings in the bank, preferring money-market funds.

ECONOMIST: Bank of America