SaveUp.com awards credits to users who reduce their loan and credit card balances and view educational videos.

WSJ: Online Tools to Help You Cut Debt

Consumers link their debts (including credit cards, car and student loans, mortgages etc.) and bank accounts from most any U.S. bank to their SaveUp account.

FORBES: This Week In Credit Card News

SaveUp is free to all consumers but all that is guaranteed is a chance to win the big prizes in a kind of lottery drawing.

FORBES: This Week In Credit Card News