But two government-owned banks the National Housing Bank and the National Bank for Agriculture and Rural Development have agreed to provide funds to finance companies so that they can offer mortgages to such buyers.
To counter scepticism over how the oil revenues will be managed, Chad has passed a law under which 80% of the income will be used to finance education, health, environment, water and ruraldevelopment.
Proceeds from the sale, if allowed, would go into a special pot to help finance conservation, anti-poaching and, at least in theory, ruraldevelopment for local people, most of whom regard elephants as a destructive nuisance.