The report welcomed a Croatian court ruling in January granting compensation to the children of Serbs killed in a village - Varivode - during the war in former Yugoslavia in the 1990s.
And, if an HMO disallows a doctor's treatment recommendation because of cost concerns, patients will be able to appeal that decision to an independent review board in the hopes of getting it reversed, or of receiving compensation for any damage they may have suffered as a result of the HMO ruling.