因「商贸传款易并不收取装置订金，所以会视乎个别情况而安排「循环储备(rolling reserve) 。设立「循环储备的目的是预留一笔紧急储备以作交易回扣之用。
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rolling and increasing reserve 滚动增储
With the stated intention of getting the debt-driven consumer economy rolling again, the Federal Reserve has made taking on debt almost laughably cheap and the returns on savings and investments pathetic.
FORBES: The Hidden Taxation of Wealthy Americans
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