That just raises the cost of rolling over Treasury bills.

FORBES: Companies, People, Ideas

But now, a handful of companies are rolling out lower-cost versions of these investments for those willing to give up some benefits, such a feature that bumps up your future guaranteed income if you delay taking withdrawals.

WSJ: Cheaper Annuities With Living Some Benefits

That is, today the company is rolling out a low-cost version of its intelligent virtual agent, affectionately-dubbed Sarah by some of the institutions that use it.

FORBES: It's the Attack of the Sales Bots