New firms often have to pay more for their health care because they have smaller “risk pools” than larger companies.

新的公司经常被迫为职工的健康保险花更多钱，因为它们的“风险池”远远比不上大企业。

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New firms often have to pay more for their health care because they have smaller "risk pools" than larger companies.

新的公司经常被迫为职工的健康保险花更多钱，因为它们的“风险池”远远比不上大企业。

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State legislators and regulators have developed an array of high-risk pools, guaranteed-issue laws and other alternatives.

FORBES: Self-Employment

Insurers worry this will lead to a collapse of their risk pools, and ultimately to financial ruin.

ECONOMIST: Genetics, medicine and insurance

Focus on that problem of pre-existing conditions first, perhaps through creating high-risk pools or via new insurance regulations.

FORBES: Mr. President, Start Over On Health Reform