如果债权人因被误导而相信比实际风险低的 违约风险 ( risk of default )，债权人就无法要求取得足额的赔偿；由于部分成本转移给了债权人，将导致企业从事过分冒险的行为。
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the risk of buyer default 买方不付款的风险
the risk of tenant default 租户违约风险
default of risk 违约风险
avoidance of default risk 违约风险规避
Fifthly, the commercial banks are faced with great risk of default, for student loans are pure credit loans compelled by the government and the commercial banks are usually the main body.
学生贷款是没有任何保证方式的纯信用贷款，商业银行作为学生贷款的主要发放机构，无疑面临着很大的信用风险。
参考来源 - 学生贷款：运行机制及信用风险管理研究·2,447,543篇论文数据，部分数据来源于NoteExpress
AIG believed the risk of default was low on many securities it insured.
AIG相信在其承险的众多有价证券中，违约风险是很低的。
Even now bondholders remain remarkably sanguine about the risk of default.
甚至现在债权持有人还对违约风险持有明显的乐观态度。
The first is the explosion of credit derivatives, which protect buyers from the risk of default.
第一个是信贷衍生物的爆炸式增长，它保护买方免受违约之风险。
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