Many banks have become too complex to be managed properly, says Glenn Woodcock, a director at Andromeda Capital Management and a former head of credit-risk infrastructure at RBS.

很多银行结构太过冗杂，难以管理——Andromeda资产管理主管，前苏格兰皇家银行信贷风险基础设施长官Glenn Woodcock说道。

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Scott told me that 20 years earlier, he had been studying to be a doctor while working full-time for Bath Iron Works as director of risk management to help support his two children.

斯科特告诉我说，20年前，他当时正在努力学习要获得博士学位，同时为了养活两个孩子，还为巴斯钢铁企业做全职工作，担任风险管理总监。他当时的妻子在打零工。生活很窘迫，他废寝忘食，更没时间锻炼。

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Further, soft Chinese economic data overnight also undermined gold, said Carlos Sanchez, director of risk management with CPM Group.

FORBES: FOCUS: Gold's Tumble Continues; Bargain Hunting Seen Once Prices Stabilize

The physical demand could oscillate and be dependent upon price levels in the months ahead, suggested Carlos Sanchez, director of risk management for CPM Group.

FORBES: Gold Entering Seasonally Strong Period; Physical Demand Anticipated On Price Dips

Further, even some traders who had taken out long positions weeks ago were likely booking profits, said Carlos Sanchez, director of risk management with CPM Group.

FORBES: Gold's Recent Pullback Viewed As Correction; Buying Anticipated On Further Weakness