Thus, as productivity rises, as the profits that can be made from employing the newly more productive labour rise, so wages get bid up in order to gain access to those profits.

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As you rise up the corporate ladder you get more money but also more stress and more complications that can make you less happy on the job, right?

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So what other explanations could we have for this fall in the MLR? or if you prefer, this rise in the portion of premiums that get eaten up by something other than medical care?

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