The certification allows credentials issuers including banks, loyalty and reward programs to develop mobile payment solutions for Android and BlackBerry 10 devices that leverage the secure SIM card in an NFC-enabled device.

ENGADGET: Rogers clears Suretap NFC payments on some Android and BlackBerry 10 devices

And we'll reward schools that develop new partnerships with colleges and employers, and create classes that focus on science, technology, engineering and math - the skills today's employers are looking for to fill the jobs that are there right now and will be there in the future.

BBC: State of the Union: Obama pledges to reignite economy

The case for normalisation is that low rates encourage bubbles to develop and reward inefficient firms.

ECONOMIST: Japan's economy and markets: So unfair | The