Also, replacing revolving credit with a fixed-rate loan should boost your credit score, Karnani says.

还有，用固定利率贷款取代周转贷款会增加你的信用积分，Karnani说。

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The lack of valid credit card is due to the low rate of revolving credit usage, low commission rate from merchants and annual fee waiver policy;

其中信用卡有效收入不足是由我国信用卡循环信用率偏低、商户佣金费率偏低和各家银行信用卡免年费政策的实施导致的；

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Revolving credit decreased at an annual rate of 12% in March and non-revolving credit decreased at an annual rate of 7%.

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Before getting a revolving credit card, be sure you know the interest rate and what it could become.

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At the mercy of the banks, DeWelt agreed to a two-point increase in the interest rate, to 7.75% on its revolving line of credit borrowings and 6.93% on its term loan.

FORBES: Mismeasurement