At Citi, transaction-service revenues, such as foreign-exchange and cash management for multinationals, are growing healthily while revenue from American consumer loans is shrinking.

在花旗，尽管美国国内消费贷款收入减少，但像多国公司外汇和现金管理等交易服务带来的收入稳健增长。

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Two-thirds of its revenue comes from loans of over five years.

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They'll continue to push sales of interest-only refinancing loans, home equity lines of credit, as well as venture into other consumer-lending activities to soften the sting of falling revenue from making mortgage loans.

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It also books revenue from servicing its pool of loans.

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