Those without retirement plans can check a box on their tax returns to get their refunds as a savings bond.

VOA: standard.2009.09.05

E-filed returns bring quicker refunds, too, and they can be made directly to a bank account.

WSJ: Tax Report: What's New for Tax Season

Most taxpayers assumed, once the returns were filed, that the IRS would begin processing those returns immediately and refunds would be issued in a few weeks.

FORBES: IRS Explains Delays In Processing Some Returns Claiming Education Credits

Further, the form now recognizes and requires the IRS mandated PTIN assigned those who prepare returns or claims for refunds.

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