It surprises many people that stocks have paid such an enormous premium over the return on short-term debt.

很多人没有想到的是,股票相比短期债券而言,存在一个巨大的溢价。

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It consists of corporate bonds that although individually riskier than higher-rated issues, can be combined into a portfolio to generate a premium return, net of credit losses.

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Since the going rate for aas today is more like 5.4%, you have a chance to lock in a premium return on a quality company for a lifetime.

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Insurance is supposed to mean a contract, by which a company pays for large, unanticipated expenses in return for a premium: expenses like your house burning down, your car getting stolen or a big medical bill.

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