return of down-payment 退回押金
return of down payment
退还首付款
以上为机器翻译结果，长、整句建议使用 人工翻译 。
The real benefits of home ownership are any capital appreciation, plus the imputed rent, minus the effective cost of the mortgage and property taxes, other costs, and the return you could earn on your down payment elsewhere.
WSJ: Why Your Mortgage Won't Make You Rich
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