If you overfund your HSA, you must pay a 6% excise tax on excess contributions, although you can avoid the excess contribution penalty if you withdraw the excess contribution and earnings by the due date of your tax return, including extensions, for that year and report the earnings as income.
Thankfully, there have been happier stories that she's been sent to report on for Breakfast - Ellen MacArthur's return after breaking the round-the-world record, when London was given the 2012 Olympics, the heart-warming recovery of Danny Biddle, who nearly died in the July 7 bombings, returning to hospital to thank staff for saving his life.