Fewer and fewer of your citizens have access to affordable housing, healthcare or security in retirement.
能够负担得起住房，医疗保健或退休生活保障的公民越来越少。
Even worse, the housing crisis has reduced what employees are able to sock away, and some are even tapping their retirement money for everyday expenses like food and gasoline.
雪上加霜的是，房市危机令人们的余钱变少，有些人甚至要动用养老金来支付食物和汽油等日常开支。
Further stress on our financial markets would cause massive job losses, devastate retirement accounts, further erode housing values, and dry up new loans for homes, cars, and college tuitions.
特别强调的是，（如果不这样做），我们的金融市场将导致大量的失业，更会稀释房屋价值，并房屋、汽车和大学教育的贷款。
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