The remaining structure of the body and that is the introduction of institutional funds and retail funds.

剩余的结构主体那就是引进机构资金和散户资金的问题。

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Institutions are beginning to realize that the retail funds route can be more profitable than institutional funds as they typically don't pay a fee if funds are dormant.

机构开始逐渐意识到，基金零售可能比机构基金更具盈利性，因为倘若基金静止或闲置，机构则无需支付费用。

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In addition, the bankruptcy of a number of retail funds attracted the attention of all parties, which represents a small part of the UK asset transactions and ownership of the status quo.

另外，一些零售基金的破产引起了各方的高度重视，这代表了小部分英国资产交易和所有权的现状。

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Mulvihill expects to see even more growth next year when he can begin selling retail funds through Japanese banks.

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Insurance companies, too, have responded to the mutual-fund threat by developing their own retail funds, usually packaged in a life-insurance wrapper.

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Last year, the government began breaking up the local cartel in savings and time deposit rates, leading to increased competition for retail funds.

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