Both retail bank customers who need to transfer funds from their account and auditors who supervise all transactions (referred to as the users) can access the application.

需要从帐户转帐资金的零售银行客户和监督所有交易的审计员(称作用户)可以访问应用程序。

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This issue is critical, says one bank, since it will determine whether investment banks have access to retail banks' deposits.

一家银行称，这个问题非常重要，因为它决定了投资银行能否获得零售性银行的存款资金。

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He said the key conflicts involved access to company management and information flow, but added that they were less important for institutional investors than for retail investors.

他表示，主要的利益冲突包括接近公司管理层以及获得公司信息，但他补充称，这对于机构投资者的重要性要小于散户投资者。

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Retail access to alcohol is a major contributor to underage drinking, and Chinatown has a high density of stores selling alcohol, with more than 100 liquor stores in a 3-square-mile radius.

WHITEHOUSE: Residents and Businesses Unite to Reduce Substance Abuse in Chicago��s Chinatown | The White House

Something else worth noting: this move does nothing to provide retail investors greater access to private shares.

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But consider what the last 25 years have brought to small towns: cheap overnight delivery service, cable television, USA Today, national retail chains, Internet access, cell phone coverage and broadband.

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