Supply-side entrepreneurship, by contrast, begins in the opposite direction, with economic resources, and comes up with a business concept to deploy these resources.
The down economy and the rise in social networking have given movement to the concept of crowdfunding (the term crowdsourcing has also been used interchangeably), which combines the resources of a large number of individuals to fund a single business concept.
Banking scholars also argue that Islamic law blocked indigenous financial modernization in Muslim countries because of an inheritance system that restrained capital accumulation, inhibitions on pooling resources that discouraged investment diversification, and a traditional aversion to the concept of legal personhood for corporations, which hampered the development of financial entities.