·2,447,543篇论文数据，部分数据来源于NoteExpress
The system of the loan reserve for bad debts is universally adopted by the commercial Banks to offset the bad debt loss of loans.
贷款呆帐准备金制度是国际上商业银行普遍采用的弥补贷款损失的制度。
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This year, regulators required Chinese banks to maintain a reserve of 2.5% against the value of their total loan portfolios as provision for bad debt.
FORBES: Chinese Banks' Illusory Earnings
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