The tendency is to take the required minimum distribution from the IRAs and more from the non-retirement accounts.

FORBES: Make Sure To Sell The Right Stocks At The Right Time In Retirement

Earnings on Roth IRA assets are tax-free if qualified, and there is no required minimum distribution (RMD) amounts.

FORBES: Weave Your Own Retirement Safety Net

Similarly, some taxpayers made their Required Minimum Distribution in early or mid December, and wish they could now redirect the money to charity.

FORBES: Beware Charitable IRA Snafu