最低提款要求(Required minimum Distribution):在你70.5岁之后,你必须要达到最低提款要求。每年多提不限,但要是提款少于规定数额,你会被罚款。
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The tendency is to take the required minimum distribution from the IRAs and more from the non-retirement accounts.
FORBES: Make Sure To Sell The Right Stocks At The Right Time In Retirement
Earnings on Roth IRA assets are tax-free if qualified, and there is no required minimum distribution (RMD) amounts.
FORBES: Weave Your Own Retirement Safety Net
Similarly, some taxpayers made their Required Minimum Distribution in early or mid December, and wish they could now redirect the money to charity.
FORBES: Beware Charitable IRA Snafu
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