The rates are decided by the standard interest rate and the repayment terms can be anything from 6 months to 6 years.

该利率是由标准利息率决定的，并且偿还期可以是从6个月至6年不等。

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Pricing is just one consideration; other features like flexible repayment terms could balance the scale or even translate into greater loan savings.

利率仅是其中一项考量，其他的特点包括具伸缩性的还款条件是否能够平衡阶价或甚至转换为节省更多的贷款。

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Three of the four options offered to lenders to swap or relend existing debts would extend Greece's repayment terms by 30 years, while the fourth would do so by 15 years.

协议为债权人提供了债券互换或者展期等四种选择，其中三种选择将把希腊债务还款期延长30年，第四种则延长15年。

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Most bonds, meanwhile, offer a fixed coupon for its life and have more restrictive repayment terms.

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Once the loan is bought, the principal would be cut and the repayment terms eased.

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Some analysts wonder whether banks are being a little too quick to offer struggling customers easier repayment terms.

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