Besides, the interest rate for deposits and loans can not serve as reference on the revenue either, with reference to the regulated interest rate.
在利率市场化没有完全推出的情况下,银行存贷款利率没有可参考的标准的收益均值。
The practical effect is that the borrower pays a much higher interest rate than the official, heavily regulated interest rate for loans, usually 7 or 8 percent.
实际上,这样做法是让借贷者偿还比常规贷款更多的利息,常规贷款利息一般在7或8个百分点。
And our country's current loan pricing method is the loan pricing method of period of the regulated interest rate, not fit for the requirement of period of transition.
而我国现行的贷款定价方法是管制利率时期的贷款定价方法,不适合转轨时期的要求。
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