Refinancing these is becoming harder and putting strain on local Banks and credit availability.

这些国家的再融资将愈加艰难，并给当地银行和信贷投放造成伤害。

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Obama uses a warped logic of federal noblesse oblige to dispense a bag full of goodies from tuition tax credits, to a mortgage refinancing credit, to public works projects.

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"Other financial tools such as credit guarantee or debt refinancing funds are needed to assist companies to operate, " suggests Dr Doanh.

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Even borrowers with good credit can have trouble refinancing student loans.

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