Another program, called FHA Secure, helps credit-worthy borrowers refinance so-called subprime mortgages that have a low introductory interest rate but later re-set at higher rates.

另一个项目叫作FHA保证，帮助仍然有信誉的借贷人重新贷款，这种贷款开始时利率很低，但是以后会逐渐升高，也叫做次级抵押贷款。

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Unveiled last week, the Obama plan encourages struggling homeowners to refinance their mortgages at a lower interest rate.

奥巴马上个星期推出的计划鼓励陷入困境的房主办理利率比原来贷款更低的转按揭项目。

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Ninety-five percent of borrowers who did refinance in the second quarter chose fixed-rate loans, Freddie Mac said.

第二季度百分之九十五再融资借款人选择固定贷款率，Frddie Mac说。

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Barclays Capital said Wednesday that it expects just a 25 basis point reduction in the main policy rate, known as the refinance, or refi rate, from the European Central Bank.

FORBES: Barclays Expects 25bp Rate Cut In Europe

The refinancing bill would enable students and graduates who have an interest rate above 4 percent to refinance their federal loans at a lower, fixed rate of 4 percent.

WSJ: US senator proposes student loan refinance plan

So Congress should give those responsible homeowners a chance to refinance at a lower rate.

WHITEHOUSE: President Obama Speaks on the Economy