Meanwhile, many struggling homeowners had their mortgage payments reduced by lengthening their loans or reducing interest rates-not by reducing principal to realign their debt with home values.

与此同时，苦于偿债的房主会通过延期还贷、降低利息以减轻还款压力，而不是量力而行，降低购房标准。

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Now comes news that the department is developing a plan aimed at reducing interest rates on mortgage loans for some buyers of homes. That could be good for homeowners trying to sell.

最近消息称，财政正在酝酿一个降低购房者抵押贷款的利率，这可能有利于房主努力买出自己的房子。

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A better job market enables struggling households to make mortgage payments, reducing foreclosures.

改善的劳动力市场使处于困境的家庭得以支付贷款，降低止赎数。

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The central bank said it plans to extend its program of buying government-backed mortgage bonds, which should have the effect of reducing mortgage rates.

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So while the thought of reducing mortgage principals would gives the likes of Jamie Dimon and his peers nightmares, perhaps a fund to compensate those who were wrongly foreclosed on is a decent solution.

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In March Citi said it was reducing residential mortgage assets in the U.S. mortgage market to 20% below 2007 levels.

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