Today, tens of thousands of suretap SIM cards are in market and hundreds of thousands of suretap mobile payment -ready devices are being used by Canadians.

ENGADGET: Rogers clears Suretap NFC payments on some Android and BlackBerry 10 devices

It seems as if it's about ready to take off, and Apple has been notoriously late to the party on many other standards (see LTE, above), but with so many iPhones in circulation this could hurt the adoption rate, just as mobile phone payment systems are getting ready for prime time.

ENGADGET: Editorial: Engadget on Apple's iPhone 5 event

Even if you have a renter lined up or have enough money for a 10% to 20% down payment, you should be ready to weather a depressed market for another two or three years.

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