However, the lending rates of Banks have remained in double digits because of the high cost of acquiring funds.

然而由于银行获取资金成本高昂，贷款利率一直是两位数。

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This paper uses a multi-vector econometric model to calculate the influence of changes of capital ratios on changes of returns rates of banks in Chinas stock market.

本文用多因素计量经济模型计算了资本充足率的变化对我国上市银行收益率变化的影响。

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The cut in the interest rates has not had very much impact in California for two reasons. First of all, banks are still afraid to loan.

降低利率在加利福尼亚州没造成很大影响的原因有二。第一，银行仍然害怕放贷。

《柯林斯英汉双解大词典》

All of these banks are really in control of short-term interest rates and these interest rates are used to try to manage and stabilize the economy.

所有国家的中央银行都可以,控制短期利率,通过控制短期率达到,管理和稳定经济的作用

耶鲁公开课 - 金融市场课程节选

Whereas target interest rates of central banks are near zero in America, Japan and Europe, they average almost 6% in emerging markets.

ECONOMIST: Emerging markets

For consumers, the biggest cost arises from the paltry rates of interest that banks pay on balances held in current accounts, usually less than 0.5%, which compares with rates of 5% or 6% now available on savings accounts.

ECONOMIST: Consumer banking

Ohio Democrat Sherrod Brown tried to draw out Mr. Lew on one of the Senator's favorite subjects: The fact that too-big-to-fail banks can borrow at lower rates than small banks because of the implied government backing.

WSJ: Review & Outlook: The Rookie