The engineersdesignedderivativesandsecuritisations, fromsimpleinterest-rateoptionstoever more intricatecredit-defaultswapsandcollateraliseddebtobligations.
In July Popular partnered with AIG to offer Popular Choice Annuity, an investment vehicle that guarantees a first-year bonus rate of 5.15% and several interest-rate options thereafter.
Still, even small businesses are often able to negotiate prime rates with major shipping companies, or take advantage of flat rate shipping options through the post office.
Hennepin County's Johnson notes that if there were a uniform tax system, a simple software program that includes a base state tax rate plus local options could be used by businesses to easily calculate and administer sales tax.