Dr. Susan Domchek, executive director of the Basser Research Center for BRCA at the University of Pennsylvania, said the escalating rate is linked to easy access of information.

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The rate of return on easy access accounts has fallen by an average of 68% over the past two years, according to financial information service Moneyfacts.

BBC: Peer-to-peer lending tempts hard-hit savers

Many are cut-rate versions of Akamai, offering access to a much smaller global network in exchange for slightly less money.

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