The fact that many Iraqi refugee doctors, highly qualified English speakers, are working in McDonalds, if they have a job at all, is an extraordinary waste of human capital, Carey said.

卡利说，事实上，许多伊拉克难民中的医生和能讲流利英语的人即使能找到工作，也不过是在麦当劳，这是对人力资本的巨大浪费。

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But propping up ailing ones ultimately harms their healthier rivals, by depriving them of resources they could more fruitfully deploy, including capital and qualified staff.

但支持弱小的企业将最终损害它们更具优势的对手，因为这样剥夺了其原本可以更富有成效部署各类资源(包括资本与人力)的权力。

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Allow qualified private capital to set up financial institutions such as small - and medium-sized Banks, under enhanced supervision.

在加强监管前提下，允许具备条件的民间资本依法发起设立中小型银行等金融机构。

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This year qualified dividends or capital gains are both treated favorably in the tax code.

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Without tackling the much more controversial issue of who can invest in these companies (the crowdfunding provision), or adding a penny to national debt, regulators will increase the flow of capital from qualified investors to the most productive areas of our economy.

FORBES: A Way Forward For The JOBS Act

But now look at what happens as people make more of their money from long-term capital gains and qualified dividends.

FORBES: Why Investors Pay Lower Taxes Than The Rest Of Us