You may have hastily put someone down as your beneficiary when you first opened your IRA 10 years ago, or even left it blank if you were really in a hurry, and never gave it another thought.

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It's because someone had put down a challenge.

BBC: Controversy over telescope origin

If something makes you poorly and you are not happy about it, don't just put it down to chance or fate - someone put the bug there and should be held to account.

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