The result: Only 18% of women say they're "very prepared" to make decisions about longer-term issues like retirement planning, Prudential reports.

结果：Prudential保险公司的报告显示，只有18%的女性表明他们已经为长期议题比如退休计划做好“充分准备”。

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Prudential identifies the final pillar of successful retirement as personal savings.

保诚集团将最后一个成功退休的支柱划分为个人储蓄。

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"Whoever the higher earner is should plan to delay taking Social Security, because the higher benefit will always live on, " says James Mahaney, vice president of Prudential Retirement and coauthor of one of the papers.

FORBES: The 62/70 Solution

Prudential issued to Mr. Ledger a Form 1099-R, Distributions From Pensions, Annuities, Retirement or Profit-Sharing Plans, IRAs, Insurance Contracts, etc.

FORBES: Phantom Income From Life Insurance