Countries from Singapore to Israel have been adding, or tightening, prudential rules such as maximum loan-to-value ratios on mortgages.

新加坡、以色列等国已经在增加法规或进一步限定法规，例如在房地产上的最大贷款量。

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That said, our Banks are sound and robust and still exhibit high solvency ratios, above minimum prudential requirements. Overall, they remain profitable.

但即使如此，我们的银行仍然稳固而健康，偿债能力比率依然很高，超过了最低审慎要求。

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Basel III makes explicit provision for capital ratios to be varied on a discretionary basis for so-called macro-prudential purposes, to deflate bubbles.

BBC: EU block on making banks safer