There are many credit evaluation service providers in the market, and each of them has a different credit perspective and quality of information.

市场上有很多信用评估服务提供商，他们各自都具有独特的信用视角和信息质量标准。

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Most of the cell-phone credit card processing companies are more than happy to get you going with theirs, or have a few preferred providers to recommend.

大多数手机信用卡处理服务公司非常乐意你与他们合作。

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ING Direct ran into this problem in Britain before the credit crisis, when a failure to keep pace with rates of other providers led to an exodus of disgruntled depositors.

当错误地保持利率与其他银行同步时会导致不满储户的撤离，这正是ING Direct在信用危机前子英国遇到的问题。

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Banks are no longer the only providers of credit.

ECONOMIST: The future of finance | The

But perhaps more importantly - and at the risk of repeating myself - they make the risks of lending much more transparent to the actual providers of credit, which (just to remind you) would be you and me.

BBC: What threat to banks from internet lenders?

Importantly, the measure of whether banks are increasing their net lending will be the sum of their respective lending to big businesses, mortgage lending to households, lending to non-bank providers of credit such as leasing and factoring companies and mortgage corporations, and either 10 or five times net loans to small enterprises.

BBC: Is cheap credit for small businesses the answer?