The project design combined grant funds with an International Bank for Reconstruction and Development (IBRD) loan to soften lending terms with the overarching objective of poverty reduction.

本项目设计方案赠款资金和国际复兴开发银行贷款资金组合使用，软化贷款条件，其总体目标是实现减贫。

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The Monthly Operational Summary (MOS) reports on the status of projects in the Bank's lending pipeline: from the point of identification of the project to the signing of the loan or credit agreement.

月度业务简报报告世界银行备选项目的进展状况，覆盖从选定项目到签订贷款或信贷协定的全过程。

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"It's not the kind of project a banker is used to," Taylor explains. "They're used to lending working capital or providing a loan for a new production line or a new factory, something concrete."

“此类项目并不是银行惯常贷款的项目，”Taylor解释说：“银行习惯于提供流动资本贷款或向新上生产线或新建工厂等较具体的对象提供贷款。”

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In fact, virtually none of these financially prudent, project-lending techniques were incorporated into the Caterpillar deal.

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So the so-called Project Merlin lending figures, due to be published next month, will be scrutinised, to see whether Barclays, HSBC, Lloyds, Royal Bank of Scotland and Santander have lent to business what they promised the Treasury they would lend.

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Two government-backed schemes, Project Merlin and Funding for Lending (FLS) have apparently had little effect on business lending so far.

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