dealing with problem banks 问题银行处置
The Federal Deposit Insurance Corporation has its eye on 552 problem Banks, many of them stuffed with rotten commercial-property loans.
美国联邦存款保险公司正关注着552家已经发现有问题的银行,其中很多拥有大量商业地产不良贷款。
Analysts say the biggest problem is high unemployment, which weakens demand and makes banks reluctant to lend.
VOA: standard.2009.12.20
Troubled banks then who have this the problem banks have now is they have these securitized mortgages that they've bought and the homeowners are defaulting on the mortgages now.
于是出于困境中的银行,现在银行的问题在于,他们持有自己买的,证券化按揭贷款,而房屋持有者却,对抵押借款拖欠。
This is an interesting question: do they solve the moral hazard and adverse selection problem as well as banks do?
一个有意思的问题出现了,他们可以向银行那样,处理好道德风险以及逆向选择问题吗
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