My guess: a rise in LBO firms that will take older companies private, square them with the 21st-century dynamics of infinite and free, then spin them back out.
PayPal and Discover compete with Visa, American Express and private companies such as Square that offer innovative payment services (or aim to) in place of cash and checks.
Along with the company's board of directors, he's rejected a plan pushed by private equity firm Pershing Square Capital to sell off some company-owned restaurants and distribute the proceeds to stockholders through dividends and share buybacks.