... annual installments 按年付款 principal installments 贷款本金 first installments 第一期分期付款 ...
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以上为机器翻译结果，长、整句建议使用 人工翻译 。
To qualify, homeowners must make at least three payments under the reduced loan amount, and principal balances are cut in installments over three years.
WSJ: Data Show Fannie, Freddie Savings From Debt Forgiveness
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