Falling house prices threaten the solvency of plenty of prime borrowers too.

下降的房产价格同样威胁到了一级市场借方的偿还能力。

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A large percentage of its customers are sub-prime borrowers, which means they are considered to be less than creditworthy.

它的大部分客户是次级借用人，这以意味着他们的信誉比较低。

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But we found that, for our prime and super prime borrowers, FICOwould give us a much more accurate picture of their ability to repay.

但是，我们发现对于优质和超优质的借款人，FICO会让我们更准确地了解他们的偿还能力。

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U.S. lending practices, spurred by short-term gain, had banks lending to sub-prime borrowers with no money down.

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Among so-called near-prime borrowers with credit scores of 620 to 749, the approval rate jumped to 83% from 70%.

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Prime borrowers and mortgage refinancers pay rates as low as 4%, after tax.

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