Therefore, as to auto consumption credit, we should establish a set of risk prevention system to prevent and dissolute its risks effectively.

因此，需要针对汽车消费信贷建立一套风险防范体系，有效防范和化解汽车消费信贷风险。

youdao

Therefore, as to personal consumption credit, we should establish a set of risk prevention system to prevent and dissolute its risks effectively.

因此，需要针对个人消费信贷建立一套风险防范体系，有效防范和化解个人消费信贷风险。

youdao

Section two: the risks prevention system of individual housing loan and the individual credit reporting system.

第二部分——个人住房抵押贷款风险防范与个人信用征信制度。

youdao