For example, mandatory down payments for commercial residential housing were raised to 30%, and Banks must prevent consumer loans from being used for the purchase of housing.

例如，将商业性住宅的按揭首付强制性提高至30%，银行则必须阻止消费性信贷被用于住房购置。

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Antitrust laws attempt to prevent collusion and foster consumer choices.

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"The central problem lies in the twin role of the FSA - it is supposed to look after the consumer and prevent damage to the UK financial sector, " Louise Hanson, Consumers' Association spokeswoman told BBC News Online.

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The new rules are intended to prevent a potential bubble in consumer credit.

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