Unearned premium reserves are determined by the 1/365 method.

未到期责任准备金采用1/365等精算方法提取。

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The term "unearned premium reserves" refers to the reserves made by an insurer for unexpired non-life insurance liabilities.

未到期责任准备金，是指保险人为尚未终止的非寿险保险责任提取的准备金。

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With respect to statutory third-party liability insurance for motor vehicles, it shall adopt the 1/365 to evaluate the unearned premium reserves.

其中，对于机动车辆法定第三者责任保险，应当采用三百六十五分之一法评估其未到期责任准备金。

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That's how much of a premium dollar goes to claims, reserves for payouts, underwriting expenses and policyholder dividends.

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There is still a small premium on Petrobras because of its oil discoveries and reserves.

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Meaning to me that reserves in North America, the US and Canada, are worth a premium.

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